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RD Calculator — Recurring Deposit Maturity

Estimate maturity from regular monthly deposits under an illustrative rate—visual breakdown, downloadable results, and context for how RDs fit next to mutual fund SIPs.

Monthly deposit₹ 5,000
Illustrative annual return6.5%
Tenure5 Yr
  • Total deposited
  • Est. gain

Total deposited

₹3,00,000

Est. gain

₹53,530.56

Maturity

₹3,53,531

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Compare with mutual fund SIP.

Figures are mathematical illustrations only and not a promise of performance. Mutual funds, deposits, loans, and insurance are offered by respective institutions—please read scheme documents and terms before investing or borrowing.

RD calculator — recurring deposit maturity

Recurring deposits help you commit smaller monthly amounts toward a fixed horizon. This tool uses an illustrative return to show deposits vs estimated gain—always confirm rates and compounding with your bank or post office. For market-linked discipline, compare with a mutual fund SIP.

FAQs

Is RD interest taxable?
Generally interest is taxable as per your income tax rules—confirm with your CA.
How does bank RD compounding work?
Compounding frequency depends on the scheme. This calculator is illustrative; use the bank’s quote for exact maturity.

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