CAGR Calculator - Compound Annual Growth Rate
Enter a starting value, ending value, and time period to get the smooth annualized growth rate-useful for comparing funds, stocks, and business metrics.
- Start
- Total gain
CAGR
20.11%
Gain
₹1,50,000
Figures are mathematical illustrations only and not a promise of performance. Mutual funds, deposits, loans, and insurance are offered by respective institutions-please read scheme documents and terms before investing or borrowing.
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CAGR calculator - how to use this tool
The simplest compound annual growth rate calculator for any investment.
A CAGR calculator converts a start value, end value and holding period into one annualised growth rate-the standard way to compare mutual funds, stocks or property over different durations. Remember it smooths the journey; for SIP-style cash flows, use the XIRR calculator instead.
Adjust sliders to stress-test assumptions, review the visual breakdown where shown, and export or share results. For a documented plan, talk to Saarthi Capital.
Browse the full calculator hub for SIP, EMI, FD, tax, and more.
Frequently asked questions
How is CAGR calculated?
CAGR = (ending value / beginning value)^(1 / number of years) - 1. It smooths multi-year growth into a single annual rate, which is why it is the standard way to compare funds or assets.
Is CAGR the same as absolute return?
No. Absolute return is the total percentage gain; CAGR annualises it, which is the fairer comparison when investments run for different durations.
What are the limitations of CAGR?
CAGR assumes a smooth path and hides the swings between start and end points. For irregular investments like SIPs with top-ups, use XIRR instead.
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