Inflation Calculator - Future Value of Money
See how inflation quietly raises future costs: what today's expenses, goals and corpus targets will actually demand in 5, 10 or 20 years.
Figures are mathematical illustrations only and not a promise of performance. Mutual funds, deposits, loans, and insurance are offered by respective institutions-please read scheme documents and terms before investing or borrowing.
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Inflation calculator - how to use this tool
Calculate inflation-adjusted prices and future values.
An inflation calculator shows what today's prices become tomorrow-at steady inflation, costs compound just like investments do. Use it to convert current goals into future rupees before sizing an SIP or retirement corpus.
Adjust sliders to stress-test assumptions, review the visual breakdown where shown, and export or share results. For a documented plan, talk to Saarthi Capital.
Browse the full calculator hub for SIP, EMI, FD, tax, and more.
Frequently asked questions
How does inflation affect my savings?
Inflation erodes purchasing power-at 6% inflation, prices roughly double in about 12 years. Money earning less than inflation loses real value even while the nominal balance grows.
Which inflation number should I use for planning?
India commonly tracks CPI for retail inflation, but education and healthcare costs often rise faster. Use a conservative rate for your specific goal rather than the headline figure.
How do I protect my portfolio from inflation?
Match the asset to the horizon: growth assets like equity for long goals, stable income products for near-term needs. Review real (post-inflation) returns, not just nominal ones.
Ready to act on these numbers?
Share your scenario with Saarthi Capital-we’ll turn it into a goal-mapped portfolio, loan structure, deposit ladder, or tax-aware plan.
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