SCSaarthi Capital

Calculators built for real decisions

Move between tools the way you move between goals—each page links to related calculators and the Saarthi Capital services that help you execute.

SIP calculator

Calculate how much you need to save or how much you will accumulate with your SIP.

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Lumpsum calculator

Calculate returns for lumpsum investments to achieve your financial goals.

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Step-up SIP calculator

Calculate SIP returns with an annual raise in contribution.

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SWP calculator

Calculate your final amount with systematic withdrawal plans (SWP).

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Mutual fund returns calculator

Calculate returns on your mutual fund investments with lumpsum or horizon assumptions.

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CAGR calculator

The simplest compound annual growth rate calculator for any investment.

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XIRR calculator

Estimate extended internal rate of return when you know start value, end value, and years (simplified).

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ROI calculator

Calculate return on investment for your portfolio or trade.

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Stock average calculator

Calculate average price of your stock investments across buys.

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SSY calculator

Calculate illustrative returns for Sukanya Samriddhi Yojana as per your investment.

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PPF calculator

Calculate illustrative returns on Public Provident Fund (PPF).

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NPS calculator

Illustrative NPS corpus from monthly contributions before annuity phase.

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APY calculator

Illustrate monthly contributions under Atal Pension Yojana for a target pension.

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EPF calculator

Project EPF balance with employee, employer, and illustrative interest.

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NSC calculator

Calculate illustrative returns under the National Savings Certificate scheme.

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Post Office MIS calculator

Calculate post office monthly income scheme style payouts on your deposit.

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SCSS calculator

Calculate illustrative quarterly interest on Senior Citizens Savings Scheme deposits.

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FD calculator

Check returns on your fixed deposits (FDs) with illustrative quarterly compounding.

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RD calculator

Check returns on your recurring deposit (RD) in a few clicks.

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Simple interest calculator

Calculate simple interest on loans and savings-style illustrations.

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Compound interest calculator

Calculate compound interest with compounding frequency.

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Flat vs reducing balance EMI

Compare monthly EMI under flat interest vs standard reducing balance loans.

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EMI calculator

Calculate EMI on personal, unsecured, or generic loans.

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Home loan EMI calculator

Calculate your home loan EMI and total interest.

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Car loan EMI calculator

Calculate your car loan EMI and interest cost.

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Retirement calculator

Calculate how much you need for a relaxed retirement and the SIP to get there.

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Goal-based SIP calculator

Work backwards from a goal date and amount to an illustrative monthly SIP (Saarthi+).

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Inflation calculator

Calculate inflation-adjusted prices and future values.

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HRA calculator

Calculate your exempt House Rent Allowance (HRA) under common rules.

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Income tax calculator

Calculate illustrative income tax on taxable income (old slabs; not filing advice).

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Tax savings (80C) estimator

Illustrate tax saved on eligible 80C-style investments at your slab.

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TDS calculator

Calculate illustrative TDS deductions on a payment.

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GST calculator

Calculate GST component from inclusive amounts or on a base.

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Gratuity calculator

Calculate how much gratuity you may receive under common Payment of Gratuity Act math.

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Salary calculator

Estimate net take-home after illustrative PF and rough tax (not payroll advice).

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Brokerage calculator

Calculate brokerage and flat charges on your order turnover.

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Margin calculator

Calculate illustrative margin required for delivery or intraday notionals.

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Emergency fund calculator

Plan how much to set aside as emergency corpus from monthly expenses (Saarthi+).

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