MFD-first wealth platform · Kota, Rajasthan → all India
Your money needs a saarthi, not a sales pitch.
We guide Indian families to build wealth with mutual funds first-goal-mapped SIPs, honest math, zero jargon. Loans, deposits, insurance and tax planning join the journey when you need them.
- Goal-first MFD guidance
- Paperless onboarding
- Annual portfolio reviews
SIP journey
₹10,000 / month · 15 years
You invested
₹18.0 L
It became
₹47.6 L
*Illustrative only, not a return promise. Markets move-plans matter.
Our focus
Mutual fund distribution, done the way it should be
On a mission to become India's most trusted MFD platform-one honest portfolio at a time. No product pushing, no jargon fog. Just your goals, the right funds, and a rhythm of reviews.
Goal mapping first
Retirement, education, a home-every SIP answers to a named goal with a date.
Curated fund shortlists
We filter thousands of schemes down to a handful that fit your risk and horizon.
SIP, step-up & SWP design
Start small, step up with salary hikes, withdraw smartly in retirement.
Reviews that actually happen
Scheduled annual reviews and rebalance triggers-documented, not forgotten.
Live rates
Gold rate today & silver rate today
City-wise 18K, 22K (22kt) and 24 carat gold prices plus chandi rate per gram-refreshed several times a day, with charts and purchase calculators.
Why Saarthi
Premium is a process, not a price tag
Fewer surprises, cleaner paperwork, and decisions you can revisit with confidence-that is what families actually pay attention to.
01
Advisor-led, investor-educated
We explain the “why” behind every recommendation-risk, horizon, liquidity, tax-so consent is truly informed.
02
Your whole money life, connected
Investments, loans, insurance and taxes influence each other. We plan them together, never in silos.
03
Transparent mathematics
40+ free calculators to stress-test every idea before a rupee moves. What you see is what we sign.
04
A rhythm that outlasts markets
Annual reviews, rebalance triggers, life-event checkpoints-your plan evolves as your life does.
Free tools
Every calculator your money will ever need
SIP, EMI, FD, PPF, income tax-38 premium tools, free forever, built mobile-first for quick answers.
How we work
A calm workflow-on purpose
Four steps, repeated with rigour: clarity first, commitment second.
01
Discover
Goals, constraints, timelines, existing holdings-captured once, reused intelligently.
02
Design
Scenarios with calculators; portfolio & protection architecture aligned to your cash flows.
03
Deploy
Paperless execution with checkpoints-mutual funds, deposits, insurance, loan filings.
04
Deliver
Reviews, rebalancing discipline and tax-season readiness-documented and predictable.
Questions families ask us
Is Saarthi Capital only for mutual funds?
Mutual fund distribution (MFD) is our focus and first love-SIPs, lumpsum, step-ups and SWPs mapped to your goals. Around that core we also help with personal loans, fixed & recurring deposits, insurance and tax planning, so your whole money life stays coordinated.
How do I start a SIP with Saarthi Capital?
Send an enquiry below. We schedule a short discovery conversation, understand your goals and horizon, help you complete KYC, and then set up your first SIP-paperless, in your own name, with the fund houses that fit your plan.
What is the minimum amount needed to start investing?
Many mutual fund schemes allow SIPs starting at just ₹500 per month. What matters more than the amount is starting early and stepping up as your income grows-our calculators show exactly how that compounds.
Do you charge fees for calculators or the first conversation?
No. All 40+ calculators are completely free, and the discovery conversation costs nothing. As a mutual fund distributor we earn trail commissions from fund houses on regular plans-this is standard, built into the expense ratio, and we explain it transparently before you invest.
Are my investments safe with a mutual fund distributor?
Your money never sits with us. Investments go directly to the fund house (AMC) and units are held in your name, tracked by registrars like CAMS and KFintech. We guide, execute and review-you always own and control your investments. Market risk itself remains, which is why goal-mapping matters.
I don't live in Kota. Can we still work together?
Absolutely. We are digital-first and serve families across India-video calls for discovery and reviews, paperless KYC, and everything documented over email.
Start here
One enquiry. Zero pressure. A plan you'll understand.
Tell us what you're optimising for-wealth, a home, protection or tax efficiency. A human advisor replies within one business day with the next best step, never a sales script.
- Reply within 1 business day
- Discovery call before any product talk
- Everything documented over email
Prefer email? [email protected]