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FD Calculator — Fixed Deposit Returns

See maturity and interest earned on a fixed deposit—export your scenario, share it, and connect FD planning to the rest of your balance sheet.

Deposit amount₹ 3,00,000
Annual interest rate7.25%
Tenure3 Yr
  • Principal
  • Interest earned

Principal

₹3,00,000

Interest earned

₹72,164.10

Maturity

₹3,72,164

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Figures are mathematical illustrations only and not a promise of performance. Mutual funds, deposits, loans, and insurance are offered by respective institutions—please read scheme documents and terms before investing or borrowing.

FD calculator — fixed deposit maturity

Fixed deposits offer predictable accrual for a defined tenure. Our illustration uses quarterly compounding on the nominal annual rate—verify actual terms with your issuer. Pair FD ladders with RD planning and broader FD workflows.

FAQs

What is quarterly compounding on FDs?
Interest may be compounded every quarter and paid at maturity or periodically, depending on the product. Read the deposit terms.
Are FDs risk-free?
They are not market-linked like equities, but carry issuer and inflation risks. DICGC insurance limits apply to eligible bank deposits.

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