Gratuity Calculator - End-of-Service Benefit
Estimate the gratuity you're owed after 5+ years of service using the statutory formula-and how much of it stays tax-free.
Figures are mathematical illustrations only and not a promise of performance. Mutual funds, deposits, loans, and insurance are offered by respective institutions-please read scheme documents and terms before investing or borrowing.
Gratuity calculator - how to use this tool
Calculate how much gratuity you may receive under common Payment of Gratuity Act math.
Run the gratuity calculator before you resign or retire so the end-of-service number is not a surprise. It is statutory math, not tax advice.
Adjust sliders to stress-test assumptions, review the visual breakdown where shown, and export or share results. For a documented plan, talk to Saarthi Capital.
Browse the full calculator hub for SIP, EMI, FD, tax, and more.
Frequently asked questions
How is gratuity calculated?
A common Payment of Gratuity Act illustration is (15 × last drawn salary × years of service) / 26. This gratuity calculator uses that math-eligibility and tax-free limits still depend on your employer and current law.
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